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What is KemyCard?

KemyCard is a unified fintech API that gives businesses instant access to card issuing, KYC verification, crypto wallets, virtual bank accounts, and a massive gift card catalog — all through a single REST API. Fund everything with USDC, settle in multiple currencies.

Get started

Get your API keys and make your first call in 2 minutes.

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Available products

Virtual & Physical Cards

Issue Mastercard and Visa cards (virtual and physical) for your customers. Fund them instantly with USDC. Prepaid, reloadable, single-use — all categories available.

Virtual Bank Accounts

Provide your customers with virtual bank accounts for on/off ramp operations. Support for USD, EUR, GBP, MXN, BRL — 5+ currencies available.

Crypto Wallets

Create unlimited custodial wallets for your customers. Support for USDC and USDT across Ethereum, TRC20, Solana, and Base networks.

Gift Cards

Access a catalog of 3,000+ brands and 12,000+ products worldwide. Netflix, Amazon, Steam, Apple, Google Play, Uber, and thousands more. Purchase and deliver instantly via API.

KYC & POA Verification

Verify your customers’ identity and address through our integrated providers. 3-level verification system (basic, verified, full) with automatic demotion on data changes.

Balance & Ops

Manage your operational balances, deposit USDC on Solana, and track every transaction in real time.

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Why KemyCard?

  • One API, all services — Cards, KYC, wallets, bank accounts, gift cards under a single integration
  • USDC-powered — Fund your ops balance with USDC on Solana, we handle the rest
  • Global coverage — Gift cards in 50+ countries, virtual bank accounts in 5+ currencies, cards accepted worldwide
  • Test mode included — Build and test your integration with sk_test_ keys, zero cost, zero risk
  • Instant setup — Get your API keys and make your first call in under 2 minutes

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Base URL

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Authentication

All requests require an Authorization header with your API key:
You have two types of keys:
  • sk_test_... for test mode (simulated data, zero impact)
  • sk_live_... for production (real operations)

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Who is this API for?

  • Fintechs looking to offer cards and financial services to their users
  • Neobanks that need a complete card-issuing and banking infrastructure
  • Crypto platforms that want to bridge crypto to real-world spending with cards and bank accounts
  • Marketplaces & platforms looking to distribute gift cards or prepaid cards at scale
  • SaaS & payroll companies that need to issue virtual cards for expense management