> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kemycard.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Welcome to the KemyCard API documentation

## What is KemyCard?

KemyCard is a unified fintech API that gives businesses instant access to **card issuing**, **KYC verification**, **crypto wallets**, **virtual bank accounts**, and a massive **gift card catalog** — all through a single REST API. Fund everything with USDC, settle in multiple currencies.

<Card title="Get started" icon="rocket" href="/getting-started/api-keys" horizontal>
  Get your API keys and make your first call in 2 minutes.
</Card>

## Available products

<Columns cols={2}>
  <Card title="Virtual & Physical Cards" icon="credit-card" href="/guides/customer-to-card">
    Issue **Mastercard and Visa** cards (virtual and physical) for your customers. Fund them instantly with USDC. Prepaid, reloadable, single-use — all categories available.
  </Card>

  <Card title="Virtual Bank Accounts" icon="building-columns" href="/api-reference/virtual-accounts/create">
    Provide your customers with **virtual bank accounts** for on/off ramp operations. Support for **USD, EUR, GBP, MXN, BRL** — 5+ currencies available.
  </Card>

  <Card title="Crypto Wallets" icon="wallet" href="/api-reference/wallets/create">
    Create **unlimited custodial wallets** for your customers. Support for **USDC and USDT** across **Ethereum, TRC20, Solana, and Base** networks.
  </Card>

  <Card title="Gift Cards" icon="gift" href="/api-reference/gift-cards/catalog">
    Access a catalog of **3,000+ brands** and **12,000+ products** worldwide. Netflix, Amazon, Steam, Apple, Google Play, Uber, and thousands more. Purchase and deliver instantly via API.
  </Card>

  <Card title="KYC & POA Verification" icon="id-card" href="/guides/kyc-flow">
    Verify your customers' **identity and address** through our integrated providers. 3-level verification system (basic, verified, full) with automatic demotion on data changes.
  </Card>

  <Card title="Balance & Ops" icon="chart-line" href="/guides/ops-balance">
    Manage your operational balances, deposit USDC on Solana, and track every transaction in real time.
  </Card>
</Columns>

## Why KemyCard?

* **One API, all services** — Cards, KYC, wallets, bank accounts, gift cards under a single integration
* **USDC-powered** — Fund your ops balance with USDC on Solana, we handle the rest
* **Global coverage** — Gift cards in 50+ countries, virtual bank accounts in 5+ currencies, cards accepted worldwide
* **Test mode included** — Build and test your integration with `sk_test_` keys, zero cost, zero risk
* **Instant setup** — Get your API keys and make your first call in under 2 minutes

## Base URL

```
https://api.kemycard.com/v1
```

## Authentication

All requests require an `Authorization` header with your API key:

```bash theme={null}
Authorization: Bearer sk_test_YOUR_API_KEY
```

<Info>
  You have two types of keys:

  * `sk_test_...` for test mode (simulated data, zero impact)
  * `sk_live_...` for production (real operations)
</Info>

## Who is this API for?

* **Fintechs** looking to offer cards and financial services to their users
* **Neobanks** that need a complete card-issuing and banking infrastructure
* **Crypto platforms** that want to bridge crypto to real-world spending with cards and bank accounts
* **Marketplaces & platforms** looking to distribute gift cards or prepaid cards at scale
* **SaaS & payroll companies** that need to issue virtual cards for expense management


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.