> ## Documentation Index > Fetch the complete documentation index at: https://docs.kemycard.com/llms.txt > Use this file to discover all available pages before exploring further. # List Beneficiaries > Lists the active beneficiaries of a customer (SEPA and US bank accounts), most recent first. ## OpenAPI ````yaml GET /payouts/beneficiaries openapi: 3.1.0 info: title: KemyCard API version: '1.0' description: > KemyCard API allows you to issue virtual and physical cards, manage KYC/POA verification, create crypto wallets, virtual bank accounts, purchase gift cards and send payouts to bank accounts (SEPA Instant in EUR, ACH in USD to the United States). Access depends on your plan (see [Plans and Pricing](/getting-started/plans)). The free Découverte plan gives access to virtual cards with the KYC and POA endpoints and to payouts (SEPA and ACH), within monthly limits (25 cards created and 5,000 USD loaded on cards per calendar month, 5,000 USD of payouts per calendar month), 30 requests per minute per API key, 2 allowed IP addresses and 1 active webhook endpoint. Starter, Business and Premium give access to every product with no monthly limit, 100 requests per minute per API key, 10 allowed IP addresses and 10 active webhook endpoints. Plan errors: `402 PLAN_UPGRADE_REQUIRED` (product not included in your plan), `403 PLAN_LIMIT_REACHED` (limit of your plan reached). While one of your ops balances is negative, every request other than `GET` returns `403 ACCOUNT_SUSPENDED_NEGATIVE_BALANCE`. contact: name: KemyCard API Support email: hi@kemycard.com servers: - url: https://api.kemycard.com/v1 description: Production security: - BearerAuth: [] tags: - name: Customers description: Manage your customers - name: Card Products description: Browse the card product catalog - name: Cards description: Issue and manage cards - name: KYC description: Identity verification - name: POA description: Proof of address verification - name: Wallets description: Crypto wallets - name: Virtual Accounts description: Virtual bank accounts - name: Gift Cards description: Gift card catalog and purchases - name: Payouts description: > Payouts to bank accounts: SEPA Instant in EUR (paid from your Payout SEPA balance) and ACH in USD to bank accounts in the United States (paid from your Ops Others balance) - name: Balance description: Operational balances and transaction history - name: Webhooks description: Webhook endpoints and delivery management paths: /payouts/beneficiaries: get: tags: - Payouts summary: List beneficiaries description: >- Lists the active beneficiaries of a customer (SEPA and US bank accounts), most recent first. operationId: listPayoutBeneficiaries parameters: - name: customer_code in: query required: true description: Code of the customer schema: type: string format: uuid - name: rail in: query required: false description: >- Only beneficiaries of this rail (`sepa` or `us`). Omit it to list both. schema: type: string enum: - sepa - us - $ref: '#/components/parameters/page' - $ref: '#/components/parameters/limit' responses: '200': description: Beneficiary list content: application/json: schema: type: object properties: success: type: boolean example: true data: type: array items: $ref: '#/components/schemas/PayoutBeneficiary' meta: $ref: '#/components/schemas/Meta' pagination: $ref: '#/components/schemas/Pagination' '404': $ref: '#/components/responses/NotFound' '422': $ref: '#/components/responses/ValidationError' components: parameters: page: name: page in: query schema: type: integer default: 1 minimum: 1 description: Page number limit: name: limit in: query schema: type: integer default: 20 minimum: 1 maximum: 100 description: Items per page (max 100) schemas: PayoutBeneficiary: oneOf: - $ref: '#/components/schemas/SepaPayoutBeneficiary' - $ref: '#/components/schemas/UsPayoutBeneficiary' Meta: type: object properties: request_id: type: string example: a4f8e2c1b3d97056 mode: type: string enum: - test - live example: test timestamp: type: string format: date-time Pagination: type: object properties: page: type: integer example: 1 limit: type: integer example: 20 total: type: integer example: 42 pages: type: integer example: 3 SepaPayoutBeneficiary: title: SEPA beneficiary type: object properties: code: type: string format: uuid description: Beneficiary code customer_code: type: string format: uuid type: type: string enum: - individual - business name: type: string example: JANE DOE bank_name: type: string example: Test Bank iban_masked: type: string description: Masked IBAN. The full IBAN is never returned. example: DE89 **** 3000 bic_swift: type: string example: COBADEFFXXX address: type: object properties: street: type: string example: 1 Test Street city: type: string example: Berlin state_province: type: string nullable: true example: BE postal_code: type: string example: '10115' country: type: string example: DE rail: type: string enum: - sepa example: sepa created_at: type: string format: date-time UsPayoutBeneficiary: title: US beneficiary (ACH) type: object properties: code: type: string format: uuid description: Beneficiary code customer_code: type: string format: uuid rail: type: string enum: - us example: us type: type: string enum: - individual - business name: type: string example: JOHN SMITH bank_name: type: string example: Test Bank USA account_type: type: string enum: - checking - savings example: checking account_number_masked: type: string description: >- Last 4 digits of the account number. The full account number is never returned. example: '**** 9012' routing_number: type: string example: '021000021' bank_address: type: object description: Address of the bank properties: street: type: string example: 1 Bank Plaza city: type: string example: New York state: type: string example: new_york postal_code: type: string example: '10001' country: type: string example: US address: type: object description: Address of the account holder properties: street: type: string example: 10 Main Street city: type: string example: Austin state_province: type: string example: texas postal_code: type: string example: '73301' country: type: string example: US created_at: type: string format: date-time ErrorResponse: type: object properties: success: type: boolean example: false error: type: object properties: code: type: string description: > Error code, for example `AUTHENTICATION_REQUIRED`, `AUTHENTICATION_FAILED`, `ACCOUNT_RESTRICTED`, `IP_NOT_ALLOWED`, `PLAN_UPGRADE_REQUIRED`, `PLAN_LIMIT_REACHED`, `ACCOUNT_SUSPENDED_NEGATIVE_BALANCE`, `INSUFFICIENT_BALANCE`, `OPERATION_FAILED`, `FORBIDDEN`, `RESOURCE_NOT_FOUND`, `VALIDATION_ERROR`, `RATE_LIMIT_EXCEEDED`, `INTERNAL_ERROR`, `wrong_api_host`. See [Error Handling](/guides/error-handling). example: VALIDATION_ERROR message: type: string example: Missing required fields. details: type: object nullable: true meta: $ref: '#/components/schemas/Meta' responses: NotFound: description: Resource not found content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' example: success: false error: code: RESOURCE_NOT_FOUND message: Resource not found. details: null ValidationError: description: Validation error content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' securitySchemes: BearerAuth: type: http scheme: bearer description: API key (sk_test_... or sk_live_...) ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.